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MassMutual has 150 years of exeperience and
stability is on your side…

We hold a strong belief that doing business the right way leads to long-lasting relationships with the communities we serve.

Special Care Planning

We take a client centered approach to SpecialCare^SM Planning meaning that we work with other professionals (attorneys, bankers, CPA’s, medical professionals, social workers) and parents to make sure that everything works in conjunction to benefit your loved one with special needs.

• Primary focus is on the person with a disability or other special need.
• Develop a Life Plan that enables that person to obtain the BEST possible quality of life in all areas of life.
• A Life Care Plan incorporates basic need, goals and strategies.

It may seem overwhelming to consider addressing the unique financial needs of your family, but our planners will be with you every step of the way.

Why is SpecialCare^SM Planning Important?

"The single greatest concern on the part of families today (who are caring for a loved one with a disability or special health care need), once a confirmed diagnosis of their child or loved one’s condition is made and a treatment regimen established is "what is going to happen to my child after I am gone?’ Parents today know that because of advances in medical technology and care, their child will likely outlive them, which was not the case twenty years ago; therefore planning for the future becomes a high priority for them"

– Joseph M. Valenzano, Jr., President, CEO & Publisher
EP Global Communications Inc, Exceptional Parent Magazine

Comprehensive Life Care Planning Steps

1. Address Primary Issues
2. Create a Life Care Plan Vision
3. Choose Guardian(s) & Conservator(s)
4. Identify Financial Resources
5. Determine Life Care Plan Costs
6. Prepare Letter of Intent
7. Prepare Will(s)
8. Establish Special Needs Trust
9. Hold Family Meeting
10. Review Life Care Plan Annually

SpecialCare^SM is an exclusive program of Massachusetts Mutual Life Insurance Company. For complete details discuss with a Special Care Planner or go to www.massmutual.com/specialcare.